ACA

The Affordable Care Act (ACA) is a law that helps more people get health insurance and makes it easier for families to afford it.

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Here's What It Does:

• Helps People Get Health Insurance

  • People who don't get insurance through their job can buy it through a special marketplace.

• Helps Families Save Money

  • Families who qualify can get financial help from the government to lower the cost of their health insurance.

• Protects People with Health Problems

  • Insurance companies cannot refuse to cover someone just because they have been sick before.

• Helps Young Adults Stay Covered

  • Young adults can stay on their parents' health insurance plan until they turn 26 years old.

• Covers Important Healthcare

  • ACA plans help pay for doctor visits, hospital care, prescriptions, vaccines, checkups, and more.

 

Simple Example

Let's say Sarah breaks her arm while riding her bike. Without health insurance, her family might have to pay thousands of dollars for the hospital and doctor visits.

If Sarah's family has ACA health insurance, the insurance company helps pay most of the bill, so her family doesn't have to pay as much.